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Accept Payments • Get Funded Fast

Accept Payments Anywhere, Anytime

Empower your business with smart payment solutions that work wherever you do — in-store, online, or on the go. From virtual terminals to secure mobile payments and e-commerce integration, we make it easy to accept all major cards and digital wallets.

Choose Your Solution

Find the right payment processing system for how you do business — from in-store sales to online transactions and hybrid setups.

Retail: Smart Terminal

Perfect for countertop POS and in-person retail businesses.

Chip, tap, or swipe using a smart terminal
Daily batch & deposit for smooth cash flow
Manage tips, receipts, and refunds easily

Retail: Invoicing/VT

for retailers who manually enter payments or bill customers remotely.

Web-based manual card entry
Create and send digital invoices & billing links
Track and process payments in one dashboard

Services/MOTO

Built for phone orders, service businesses, and remote invoicing.

Secure Virtual Terminal (keyed entry)
Send payment links by email or text
Manage recurring billing and reminders

Hybrid: Store + Online

For multi-channel businesses that sell both online and in-store.

Combine POS terminal + payment gateway
Unified dashboard for reporting and analytics
Enjoy flexibility with one provider

E-Commerce

Perfect for online stores and website-based businesses.

Gateway/API integration for smooth checkout
Compatible with major shopping carts
Access to developer tools and integration support

How It Works

Get started in four simple steps

1

Pick Your Business Type

Choose the payment solution that best fits your business — retail, e-commerce, services, or hybrid.

2

Submit Your Application

Complete our secure online form in just minutes. No hidden fees or long approval times.

3

Get Approved & Set Up

Once approved, receive your smart terminal or payment gateway and start processing transactions immediately.

4

Start Taking Payments

Accept all major cards and digital wallets. Same-day or next-day funding available in most cases.

Transparent Pricing

Simple, competitive payment processing rates through PaymentsHub — no hidden fees, no surprises.

Qualified
2.99%
+ $0.20 per transaction
Mid-Qualified
3.49%
+ $0.20 per transaction
Non-Qualified
3.99%
+ $0.20 per transaction

Final pricing and fees may vary based on underwriting and business type. Additional fees may apply.

Frequently Asked Questions About Accepting Payments

Everything you need to know about processing payments securely and efficiently.

How can I accept payments online for my business?

To accept payments online, you need a payment processor and gateway that securely handles transactions. These systems connect your customer’s bank or card to your business account and process payments in real time.

What payment methods should I offer customers?

Most businesses accept a mix of:
  • Credit and debit cards
  • Digital wallets (Apple Pay, Google Pay)
  • Bank transfers (ACH)
  • Online invoicing or payment links
Offering multiple options helps improve conversions and customer satisfaction.

Can I accept credit card payments on my website?

Yes, you can accept credit card payments by integrating a payment provider such as Stripe, PayPal, or similar services. These platforms ensure secure and fast transactions for your customers.

Do I need a merchant account to accept payments?

Yes, most businesses require a merchant account to temporarily hold customer funds before transferring them to your bank account. Many payment providers include this as part of their service.

What is a payment gateway?

A payment gateway is a technology that securely processes payment information between your website and financial institutions. It ensures transactions are authorized and protected from fraud.

Are online payments secure?

Yes, modern payment systems use encryption, fraud detection, and secure protocols to protect customer data. Choosing a trusted payment provider ensures a safe transaction process.

Can I accept payments without a website?

Yes, you can accept payments using:
  • Payment links
  • Mobile apps
  • Virtual terminals
  • Invoicing systems
These methods allow customers to pay without needing a full website setup.

What is a virtual terminal?

A virtual terminal allows you to manually enter customer card details (for example, over the phone) to process payments without needing a physical card reader.

How much does it cost to accept payments?

Most payment providers charge a small transaction fee (typically a percentage per payment). Costs vary depending on the provider, payment method, and business type.

Why is accepting online payments important for my business?

Accepting online payments helps:
  • Increase sales and conversions
  • Reach more customers
  • Provide convenience and faster checkout
  • Improve overall customer experience

We're Here to Get You Connected

Most inquiries are answered within the same day